LIC New Pension Plan: After a certain age, our body starts getting weak, the body becomes frail and we cannot do much work. In such a situation, how will we bear our expenses in old age and how will we fulfill our daily needs? We all start worrying about this. If you also do not want to think about the problem of tension in old age, then today we are going to tell you about one such pension plan in which by saving some money, you can spend your old age without any worries.
As we all know that we have a certain age to work, we can work and stay fit only till that age, after that we will not be able to work, savings will be needed in old age so that you do not have to depend on anyone during old age, today we are going to give you complete information about how we can spend old age comfortably through this article.
What is LIC New Pension Plan?
Life Insurance Corporation of India (LIC) has come up with a pension plan, in this pension plan now the elderly will get a pension of ₹ 100000 throughout their life, so now you do not need to worry about your old age, by investing in this plan you can get a pension of ₹ 100000 every month in your old age because you must be aware how inflation has increased today, in today’s time, in this inflation, we are not able to meet our daily expenses, if you learn from these examples, you can make better investments for yourself which will help you in your old age.
LIC has recently launched a pension plan called Jeevan Utsav in which you get guaranteed returns. Here you have to pay premium for an unlimited period and after that you also get 10 percent income benefit. You have to pay premium for 5 to 16 years and after paying the premium, you can get a guaranteed pension of Rs 1 lakh every month.
Benefits of LIC New Pension Plan
If you are 25 years old and want to get insurance of Rs 10 lakh and want to pay the premium for 12 years, then you will have to pay the premium only from 25 to 36 years, in which you will have to pay a premium of ₹92535 in the first year, whereas from the second year onwards, you will have to pay a premium of ₹90,542 continuously for 12 years. The minimum insurance amount in LIC Jeevan Utsav has been fixed up to ₹500000. This premium depends on your age and your financial condition.
In this way, you can invest money in this scheme for your secure old age and you can get a pension of ₹ 100000 every month and enjoy your old age without any worries. You can invest in LIC Pension Plan and make your future old age even better.
