Insurance Claim: Nowadays insurance has become very important. Many times when the insurance holder makes a claim, the company rejects the claim. Now the question arises that what should we do after the claim is rejected. If your claim is also being rejected then you can file a complaint with IRDAI.
Insurance plays a very important role in eliminating any sudden problem. Because of this, insurance has become very important these days. However, sometimes the insurance company rejects the claim at the time of need. In such a situation, the question now arises that what should be done if the insurance company rejects the claim?
Insurance regulator IRDAI has made rules regarding claim rejection. Let us know what we should do if the claim is rejected?
Why is insurance claim rejected
Insurance claims are rejected due to many reasons. If the policy holder does not provide correct information then the company rejects the claim. Apart from this, the claim can also be rejected if the policy conditions are violated.
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What to do if insurance claim is rejected
If the insurance claim is rejected, then you should first go to the Grievance Redressal Officer of the insurance company and lodge a complaint.
How to complain to IRDAI
If the insurance company does not take proper action on your complaint then you can complain to IRDAI. For this, you can lodge a complaint with IRDAI by email (Complaints@irdai.gov.in) or on toll free number (155255 or 1800 4254 732).
