travel insurance : You will get Rs 2 lakh in case of flight delay or cancellation, know how travel insurance will help you

The ongoing cold wave and dense fog in North India is also affecting air travel. Many flights are running late and many flights are also cancelled.

In such a situation, passengers have to face a lot of trouble. In such a situation, travel insurance helps a lot for the travelers. Travelers can get up to Rs 2 lakh through travel insurance.

Many videos and images are going viral on social media showing how much trouble passengers are facing due to flight delay or cancellation. This month, due to the ongoing cold wave and dense fog in North India, many flights are being canceled or delayed.

Do you know what you should do if your flight is delayed or cancelled? Well, let us know about it today in this article.

Will you get refund on flight delay?

• According to DGCA rules, if a flight is delayed or cancelled, the airline provides some facilities to the passenger.
• If the airline cancels the flight, it will either give the passenger the option of an alternative flight or provide compensation in addition to a full refund of the flight ticket.
• If any passenger is waiting for an alternate flight, the airline will also provide food and refreshment facilities to those passengers.
• In case of flight delay, the airline will provide food and refreshments, alternative flight, ticket refund or hotel facilities to the passenger.

Let us tell you that if a flight is canceled or delayed due to some unexpected event (Major Event), then the airline is not obliged to provide such facility.

Does travel insurance cover flight delays due to fog?

• Due to dense fog, airlines wait for the weather to improve. Because of this many times flights take off late. In such a situation, the question arises whether the passengers who have travel insurance, do they get any facility in case of flight delay or cancellation?
• Travel insurance acts as a security blanket in case of flight delay. The insurance company compensates for all incidental expenses incurred due to flight delay beyond the stipulated time as mentioned in the travel insurance policy.
• If your travel insurance also covers your trip abroad then it is icing on the cake. If the flight takes off late than the scheduled time, then the insurance company pays a fixed amount to the insured.
• If you have to stay in a hotel due to flight delay, in such cases many insurance companies cover the hotel expenses.
• If the flight is canceled then the insurance company can give an insurance amount of up to Rs 2 lakh to the passenger.