Cases of new variants of corona virus infection, Omicron, are being found rapidly in the country.
In such troubled times, if you are worried about whether your health insurance company will cover you or not, if you get infected with the Omicron variant, then now you will be free from this worry.
Because, insurance regulator IRDAI has said that health insurance policies, which cover the cost of COVID treatment, will also cover the cost of treatment of infection caused by Omicron.
IRDAI issued a release
The Insurance Regulatory and Development Authority of India (IRDAI) said in a release, “All health insurance policies issued by all general and health insurance companies, which cover the cost of treatment of COVID-19, shall be subject to the terms and conditions of the policy contract.
Also cover the cost of treatment of the Omicron variant of the corona virus as per the terms and conditions.” The regulator has issued a directive to general and health insurance companies in view of the increasing number of cases of Omicron variants.
IRDAI gave instructions to insurance companies
The regulator has asked the insurance companies to put in place an effective coordination mechanism with all their network providers and hospitals to provide seamless cashless facilities to all policyholders in case of hospitalization and prompt services to all policyholders. Can you
IRDAI had clarified earlier also
In April 2020 also, the IRDAI had clarified that all indemnity based health insurance products offered by all general and health insurance companies, which cover the treatment cost of hospitalization, will not cover hospitalization due to COVID-19. cover the cost of treatment.