Health insurance policy for senior citizens is very important in case of emergency. Such a health insurance policy not only provides the facility of cashless treatment but also protects against adverse effects on financial conditions. Know what should not be done while buying a policy.
In the era of Corona epidemic, having health insurance has become very important. In view of these conditions of today, health insurance policy for senior citizens i.e. senior citizens proves to be very important in emergency. Such a health insurance policy not only provides the facility of cashless treatment but also protects against the impact on the financial condition.
But before buying a health policy for senior citizens, it is very important to take care of some special things. So know what are the special things that you should keep in mind before buying a health insurance policy for your parents or senior citizens.
Waiting Period
There is a waiting period for pre-existing diseases while taking a health insurance policy. This means that only after a stipulated period of time, you can avail the coverage of treatment for certain listed diseases. Therefore, while choosing a policy, keep in mind that the waiting period should be less.
Free Medical Checkup
To avoid serious diseases in old age, its prevention and protection is also needed. Therefore, while choosing a policy, keep in mind that it should have the facility of free medical checkup from time to time so that any serious illness can be known before it suddenly appears.
Co-Payment Facility
Simply put, co-payment is a predetermined amount that the insured claims to have paid at the time of claim. Those who take the co-payment facility by paying a lower premium, they have to pay a small portion with the insurance company at the time of claim. Which will put less pressure on your pocket.
