Car Insurance Claim: One has to face a lot of trouble in taking car insurance claim. Seeing your small mistake, insurance companies may refuse to pay the claim. Therefore, it is important to fill the insurance claim form correctly. Let us see how to claim car insurance online.
Car insurance is useful to compensate for the damage caused to the car due to road accident or any other reason. At the same time, making a car insurance claim is the process through which insurance companies compensate for the loss.
It is important to keep some things in mind while making an insurance claim. If you make an insurance claim with good preparation, your chances of getting a better claim increase. On the other hand, a small mistake can get your claim rejected.
Claiming car insurance is quite easy. However, it is important to know the process of making a claim as it helps in avoiding rejection. Today we are telling you how you can claim car insurance online. So without any delay let us see this entire process.
Car insurance claim
Before making a car insurance claim, it is important to know what types of claims there are. Generally two types of claims are available in the market.
Cashless Claim: Under this, the car is repaired in the garage specified by the insurance company. The company pays the repair cost to the garage under the insurance policy. Selected companies also provide free pick and drop facility.
Reimbursement Claim: In this case, you inform the insurance company about the damage caused to the car. You can get your car repaired by going to the garage of your choice. When the car is repaired, the receipt for whatever cost has to be sent to the insurance company. In this way the money spent on repairing is recovered.
How to make online car insurance claim
Making a car insurance claim is quite easy. You can also claim it online. Keep in mind that the terms and conditions of every insurance company are different. Apart from this, only a few companies provide the facility to make claims online.
Inform the company: If the car ever gets damaged, immediately inform the insurance company. If information is not given on time, the company may reject the claim. You can contact the company through its toll-free number and email.
Register an FIR: Do register an FIR for road accident etc. Write complete details of how the car has been damaged. Apart from this, if you or any person has been injured, these details should also be there in the FIR.
Fill the online claim form: If your insurance company provides the facility to make online claim, then you can fill the claim form by visiting its website. In this you will have to enter all kinds of information, such as details of how the car was damaged, any person’s injury etc. Apart from this, upload correct documents.
After this the insurance company will look at your claim form. The car may also be inspected. Cashless Plan and Reimbursement: The claim will be given as per your plan. In this way you can easily get car insurance claim.
