Pradhan Mantri Suraksha Bima Yojana: Today we are telling you about the Pradhan Mantri Suraksha Bima Yojana. By investing Rs 20 in this, you can get an insurance cover of Rs 2 lakh worth Rs 2 lakh. This scheme was started by the central government in the year 2015. People in the age group of 18 years to 70 years can take advantage of this.
Pradhan Mantri Suraksha Bima Yojana: The central and state governments often come up with various schemes for the poor and economically weaker sections. There are many such schemes in these schemes which provide social security to the people.
Today we are telling you about such a scheme. The name of this scheme is Pradhan Mantri Suraksha Bima Yojana (PMSBY) . It is an accident protection insurance plan. In which by investing only Rs 20 annually, you can get an insurance cover of Rs 2 lakh.
This insurance scheme was launched by the central government in the year 2015. This accidental insurance is available at an annual premium of Rs 20 (PMSBY Premium). The purpose of this scheme is to help people in difficult times.
Know who can take advantage of Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government insurance scheme. Anyone in the age group of 18 to 70 years can take advantage of this. The premium for PMSBY policy is also deducted directly from the bank account. The bank account is linked to PMSBY at the time of purchasing the policy.
According to the PMSBY policy, in case of death in an accident or disability of the customer who buys insurance, his dependent gets an amount of Rs 2 lakh. Wherein the person becomes partially disabled in the accident, then in such a situation Rs 1 lakh is received. In this plan, before June 1, 2022, the premium was only Rs 12. Later the amount of premium was increased to Rs.20.
How to deposit premium in PMSBY?
To take advantage of this scheme, you can apply for PMSBY by visiting any bank. In this scheme, every year on June 1, the amount will be deducted automatically. This scheme remains valid from 1 June 2023 to 31 May 2023.
Crores of rupees claim paid
As per the government data, till 26.04.2023, 2,302.26 crore claims have been paid through this scheme. More than 34.18 crore people have registered in PMSBY. Any citizen of the country can take advantage of this insurance scheme. It is the effort of the government to strengthen the common people financially through this insurance policy.
