There is an important news for the beneficiaries of Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana. Beneficiaries of these two insurance schemes will not have to empty their accounts till the end of this month. Otherwise there can be a loss of lakhs.
If you are a beneficiary of Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana, then you will have to maintain your bank account till May 31, because every year the premium for these two schemes has to be deposited before May 31, only after which it Both the plans renew for the next year. If there is no balance in your account to pay the premium for both the schemes, then you will face a lot of trouble.
Prime Minister’s Security Insurance Scheme
Pradhan Mantri Suraksha Bima Yojana (PMSBY) is one of the best government schemes. Its benefit is given to such persons, who die in an accident or become disabled. In such a condition, his family gets an insurance cover of Rs 2 lakh. At the same time, financial assistance of one lakh rupees is available for being partially disabled. For this, you have to pay premium every year, which has to be deposited before May 31. The annual premium of this scheme is just Rs.12.
Pradhan Mantri Jeevan Jyoti Bima Yojana
Whereas, the second scheme Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a security insurance scheme. To take advantage of this, you have to pay a premium of Rs 330 annually, in which you get an insurance cover of Rs 2 lakh. On the other hand, if we talk about the age of its beneficiaries, then people from 18 to 50 years can take advantage of this scheme. This scheme is valid from 1 June to 31 May. After this, after depositing Rs 330 in May, the scheme gets renewed.
Premium will have to be paid to take advantage of both the schemes
Let us tell you that both these schemes are government schemes. If you are the beneficiary of both these schemes, then definitely keep the amount to pay the premium in your account by the end of this month, otherwise your scheme will not be renewed for the next year and you will be at a loss. To pay the premium for both these schemes, you have to keep Rs 342 in your account.
