Some countries, including Australia and Cuba, can get a visa only if you have travel insurance.
Travel Insurance: If you are fond of traveling or you often need to go on a trip due to office work, then it is very important to know about travel insurance. Just as life insurance and health insurance are important, travel insurance is also important. Your travel is covered in travel insurance.
Under this insurance, if any untoward incident happens with you in the journey such as accident, health problem, luggage theft, flight missing, then the concerned insurance company gives you a fair compensation. This insurance is available not only for foreign travel but also for domestic travel.
Why travel insurance is necessary
Today most of the people want to visit some place to take some break from their daily routine. This trend has grown rapidly. In view of this, it becomes necessary to take travel insurance as it is necessary for many reasons.
- If a medical emergency comes in front of you while traveling abroad, then you may be worried about its expenses. In such a situation, in the event of the insurance being insured, the insurance company will provide a cover equal to the sum insured on your treatment.
- This facility is not only available on foreign travel but also on domestic trips. Apart from this, sometimes it happens that the place where you are does not have better health facilities, then it will be the responsibility of your insurance company to provide you timely treatment by transporting you to the nearest city or country.
- Some countries, such as Austria, Belgium, Denmark, France, Germany, Italy, Sweden, Switzerland, Australia, Cuba and Dubai in the UAE, place travel insurance conditions before granting visas for their visits. In such a situation, having travel insurance is a mandatory condition for traveling there.
- If anything happens to you during the journey and your cash is lost somewhere, the insured will ensure its availability to you.
- You will get compensation for any untoward incident like flight delay, baggage loss or flight hijack.
- Under Family Travel Insurance, not only you but your entire family will get insurance cover.
Required eligibility for travel insurance
Before taking a travel insurance cover, you should check eligibility. It depends on what type of insurance you are taking.
- You, your spouse and two dependent children will be covered under family travel insurance.
- The age of adults can be between 18 to 60 years and the age of children can be from 6 months to 21 years.
- Under Senior Citizen Travel Insurance, the age of a person should be more than 60 years.
- People between 16 years and 35 years will get cover under Student Travel Insurance.
- At least 10 people will get cover under group travel insurance.
