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Although insurance comes with the purchase of most bikes, but after it is over, it is also important to know which one is the best for you.
There are more than five lakh road accidents in India every year, most of which involve two-wheelers. In such a situation, it is necessary that we protect ourselves and our two wheeler and keep it completely safe. So today we are going to tell you about some such two-wheeler insurance which you may need the most.
Although insurance comes with the purchase of most bikes, but after it is over, it is also important to know which one is the best for you. This can keep both you and your bike safe. So let us know what things you should keep in mind while buying insurance and which insurance plan will be best for you.
Choose Comprehensive Insurance
Many times people opt for third party insurance in order to save a little money. It is also mandatory to get it done according to the Motor Vehicle Rules. But in reality, if seen, one should always choose comprehensive insurance instead of third party. Comprehensive insurance provides coverage to both the third party and the vehicle owner. Apart from this, accident and bike theft etc. are also covered in this.
Select add on rider benefits
During comprehensive insurance, companies provide many types of add on benefits, so you can choose it according to your need. In this, you will get zero depreciation cover, engine and gearbox protection cover, key and lock replacement cover, helmet cover, 24×7 site assistance add-on etc.
Take insurance together for a long time
Taking a long-term insurance plan can save you some money as well as save you from the hassle of updating it every year. Apart from this, you can take advantage of no-claim bonus throughout the life of the policy.
Even if you have made a claim in this time period.