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Life Insurance : How to buy life insurance plan sitting at home

Nowadays by calculating premium with the help of life insurance calculator, you can buy life insurance plan as per your requirement from the comfort of your home through laptop, computer and mobile phone. It is safe to buy the plan online.
Many times the question may arise in your mind that is the life insurance plan taken online is valid? So the answer is yes, absolutely valid.
In the plan taken online, you get all the facilities that are offered with offline life insurance. You can buy all types of life insurance online.
Things to keep in mind while buying an online life insurance plan While buying a life insurance plan online
, keep the following points in mind-
Know about the company
To avoid any kind of confusion, check the following points while buying a life insurance
plan- Visit the company’s website
Read the company’s review on Google
Ask the company what plans are being offered to me Whether it is recognized by IRDAI or not?
If you have bought a life insurance plan online, then you need to be very careful while making the payment . In such a situation, you can also be a victim of online fraud. Whenever you make an online payment, do it only through a registered website.
Do research on life insurance plans 
Many times it happens in online that people take the help of big names and give you some life insurance plans which are not needed. In such a situation, whenever someone tells you only praise of a life insurance plan, then you should do an online search about that plan at your level. Find out what are the advantages and disadvantages of this plan.
Beware of false phone calls 
Online fraud has increased a lot in today’s time. Aaye din keep making misleading calls like take loan, take policy. Various lures are given to you through such calls. Huge benefits are counted. Huge bonuses are promised. You don’t have to get into such things. Go to a website you trust online and get a life insurance plan as per your requirement. If you want to know about the policy by talking to the given customer care number.
Key Benefits of Buying an Online Life Insurance Plan

Here you can calculate the premium of your plan. Which can help you choose the cheapest premium according to your budget. Generally, the premium for a policy purchased online is lower as compared to an offline policy.
Save time  
If you buy a life insurance plan online, you save a lot of time. You can easily buy a life insurance plan according to your need by following a few steps. Doing this will save your time as well. Suppose you have to buy a life insurance plan, you are not able to give time to buy it during the day, then you can easily buy it at night through phone or laptop. You do not need to visit agents or visit their offices to buy life insurance plans.
All questions will be answered online 
Before buying a life insurance plan online, if there are many questions running in your mind, like what is life insurance, what are its benefits, how can you buy it, etc., then you should know the answers to your questions. There is no need to go to the insurance company’s office for this.
You can talk to the customer care through voice call, video call or online chat as per your schedule. You can easily find answers to all your questions.
Facility to Compare Policies
If you are buying a life insurance plan online, you have the option to compare multiple policies at once. What is the special thing about which plan, what is the lack in it. All this can be easily known. By getting this facility online, you can buy the right life insurance plan as per your requirement.
Facility of Online Premium Payment 
Whenever you buy a life insurance plan online, you have to pay the premium online. You can make the payment through Net Banking, Credit or Debit Card, UPI, NEFT and Electronic Clearing Service (ECS). Apart from this, you can also auto-schedule the payment of your premium by availing the facility of auto-debit mandate. By doing this the premium of the life insurance plan will be paid automatically on the date decided by you.
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