Even if you are newly married, you should get health insurance. It has many advantages, which will save you from many troubles.Â
To avoid the cost of hospital and serious diseases, people plan health insurance, so that even if their financial condition is not good at the time of emergency, they and their family can get full treatment and their deposits are also safe. Experts recommend health insurance to all classes of people. On the other hand, even if you are newly married, you should get health insurance. It has many advantages, which will save you from many troubles.
Here, which health insurance should be bought and which will be better for you, about which complete information is given. If you are covered under corporate health insurance cover, then you can take personal health insurance cover, which offers more benefits and features. Experts recommend a sum insured of 10 lakhs per person on such health insurance .
On the other hand, if it comes to covering the family, then the couple can buy a family floater plan with a cover of 25 lakhs. Also, if he wants, he can also choose an insurance plan of Rs 1 crore being given at a reasonable price by insurance companies. However, it is important that if you are taking health insurance, then you should compare all the insurance plans available in the market and know which one might be better for you.
At the same time, you should also take special care of the fact that if you are newly married, then you should choose a health insurance accordingly. You can opt for a plan that has cover during delivery, maternity coverage, covers costs during delivery or pregnancy.
Most insurers offer tenures of 24 to 48 months and some 9 months. On the other hand, if you already have an insurance plan, then buying a maternity add-on at the time of renewal of your health insurance can be a good option. In this way, you can avoid the waiting period and plan your family without stress.
However, in this case, it is important to choose maternity coverage before conceiving so that insurance companies do not deny it because of a pre-existing pregnancy. Maternity add-on is primarily a holistic coverage that covers ambulance-free, pre and post hospitalization expenses and expenses ranging from 30-90 days from birth to child.
