Health Insurance: There is a perception about health insurance among common people that what will we do with health insurance at a young age, now we are fit. Will take it later. But experts say that the sooner you take insurance, the more beneficial it will be.
There is still very little awareness about health insurance in the country. We are far behind compared to developed countries. However, after Corona, the number of health insurance takers has increased rapidly. Now people are understanding its importance. But the awareness or understanding of the things related to insurance is still less. Like people do not take health insurance at a young age and think that we are fit. But experts say this is a misconception.
Similarly, you can reduce the premium of your health insurance by taking care of many things. You can save thousands of rupees every year. Today we will talk about the ways by which you can reduce your insurance premium.
The sooner the more the benefit
among the common people, there is a perception about health insurance that what will we do with health insurance at a young age, now we are fit. Will take it later. But experts say that the sooner you take insurance, the more beneficial it will be. As the age increases, the premium also increases in the same proportion. Taking insurance at an early age can help in saving the premium amount.
You can know, How to get discount
Many companies keep giving discounts in different ways. For example, in conjunction with health insurance agencies and fitness apps, the health insurance premium is waived on fulfilling the prescribed criteria. For example, after completing a predetermined number of steps in a day, you can get a discount of up to 30% on your base premium. Explore these ways and take advantage.
You must Choose an effective plan instead of many plans,
many people buy many health insurance. This harms you. There is no need to buy another policy for more coverage after already having health insurance. Instead, one can opt for a super top-up plan, which will provide additional coverage along with saving premium.
Read Also: If an accident happens due to not wearing a helmet, will you get insurance or not?
Check the features of the plan
Before taking health insurance, check which features are available in it. For example, first find out whether there is a feature like “Switch Off” in that plan? Having this feature allows you to switch off your health insurance while traveling abroad after the first year of the policy and get a discount on premium at the time of renewal.
You can Choose the plan according to your need
You can calculate your health insurance needs through an advisor or online. With this you will know the plan according to your need. Don’t fall prey to such a policy or plan, which includes unnecessary riders and increases the financial burden on you.
